ATTENTION :
Scams Alert highly recommends that if your information has been breached obtain identity theft protection service immediately as soon as possible.
There are lot of companies who are offering theft protection in the US. I am going to discuss with you a lot of service and Scams Alerts in our article.
One of the most reputed LifeLock is one of the leading company in theft protection.
Here are Top Most Scams targeting consumers around the world.
1. Remote PC Repair Scam :
This scam originates from many countries to harm USA Citizens. Victims are contacted by a Mobile phone call, some times by mail and SMS from and the scam artists claiming to be a representative of a high-tech computer firm.
The representative is qualified and having knowledge about computer and gives you a warning that your computer has been infected or could be under a threat of being infected by a vicious malware virus that will severely damage their internal operating system.
The "representative" encourages you and try that you go online and allow them to troubleshoot the computer. So he/she can fix all your computer, network related issues immediately.
Now this is the time when he use your System get more infected and malware virus that will do severe damage to the internal operating system.
And then he/she force you to go to a third-party website to confirm the damage. The point of doing all such activities is to force you and immediately pay for unnecessary repair work over the phone by using a credit card.
Please I request you never give remote access to your computer, as if you don't know him personally, either you should hire a local perosn to repair whenever so possible.
It’s very rare that big Companies Representative would call you to alert them of a virus threat.
Unfortunately, People like you and me fallen for this scam and often report their personal identity has been stolen soon after the phone encounter.
2. Fake/Counterfiet Scam :
In today's world internet world has brought a number of online stores to the forefront, as they cater to all particular needs.
Often, it’s very hard to find that which sites are legit or a threat to steal your personal information.
Many of unreliable online stores are known to originate out of China, as they mimic actual websites that sell name brands.
The attraction of this website is selling popular items (which are counterfeit) at a reduced price to a very willing clientele.
Their purpose is to get them into and buy anything and provide their personal information that can be sold on the black market.
I see in some cases, these people will send you counterfeit products via the mail to unsuspecting victims to keep them clueless that their identity has been taken away from them.
It's mostly impossible for large corporations to discover these fake online stores and take immediate action to have them shut down.
Because they can be anywhere.
If you would like to verify the authenticity of a website, then contact one of the brands that you’re interested to purchase by using the information provided on their contact page.
3. Fraudulent / Fake Check Scam :
One of the most popular scams currently taking place as scammers are convincing you to accept a fraudulent check in exchange for cash.
They send you a email detailing how they’re having troubles cashing a check, and then ask you to be kind enough to help them gain immediate cash into the hands.
And if you respond to their request they will give you will some additional bonus for their troubles. The endorsed check bounces and the you have no money in your bank account.
4. Pets for Sale Scam :
Scammers these days creating a fake website that offers you pet adoption or providing individuals an opportunity to make a donation to a fictitious animal nursery.
They show you in their website that a wide variety of animals that can be adopted at significantly lower than the market price.
Pet Lover or you are required to only pay for the insurance and other fees associated with shipping their new pet to their home.
The form of payment accepted is a Moneygram, Western Union or a non-returning money transfer to an overseas bank account.
And these days Cryptocurrencies are too famous.
Try to avoid paying for a pet by transferring money into another person’s bank account.
5. Grant Scam :
In such scam scheme involves and scam artists purchase consumer information data from the top corporations in US.
As they show their businesses are an opportunity to offer some form of financial help to customers who have severe debt issues.
These scammers pose as government officials that are offering you a unique opportunity to gain grant money for a processing fee.
The goal is to get you into this and give up their immediate savings for an opportunity to gain that last big payday.
And not only that they not stop here they sold your all infomation on high bid in Deep World (Black Market where scammers buying and selling customer information with their bank details.)
6. Collection Agency Scam :
Now this is another big scam, scammer are well aware that collection agencies have the right to contact individuals who are behind in their monthly bills.
They represent as a representative of a fictitious collection agency that is threatening a lawsuit unless you settles their current debt issue.
Some scammers support their claims with actual information about the person’s bad credit history.
This type of scam can go on for a long period of time, as the phone call harassment will continue until the victim breaks down and makes a payment over the phone.
A few months later, the same cycle begins once again to acquire more money from a helpless people.
7. House / Property Rental Scam :
Everyone want some extra and this housing market have made prospective owners opt toward renting a home and vacation properties.
Scammers have made this trend their new targets, as they advertise fictitious properties for rent.
They attract you with attractive pictures and detailed information about the property.
And then suggested you rental price will be well below the current market price, as scammers will only converse with prospective renters via VOIP phone number which is located in any other or foreign country.
After an agreement is in place, the first month’s rental payment must be made through a money transfer process.
8. Payday Loan Scam :
This is one of the bad scam and its mostly during difficult financial times, when you resort to taking out a high-interest loan.
Scammers use this situation and creating a website that entices desperate individuals to apply for a loan to clear the debt away.
And then representatives actually fake agent from these fake websites call you to tell them they have qualified for a low-interest loan.
But to gain immediate access to the money you need to pay a security fee.
This payment entails to verify if the individual has the income necessary to re-pay the loan back.
Another variations of this scam is that they ask you for bank account information to set up a direct deposit of the loan money.
In the end, the loan never follows through, and the helpless victim is out of the fee payment and still in debt.
9. Timeshare or Resale Scam :
This is another big scam for these times now, property has been apart of the biggest scams for decades.
As the thought of sharing an ideal vacation resort property at a very low cost. The scam preys on the myth to unload the property for a large profit.
First, the timeshare owner must pay an upfront fee that includes an updated property appraisal, closing and broker’s fee.
To secure yourself, read the contract closely because the wording can be confusing, yet still binding if you put your signature on the dotted line.
10. Work From Home Scam :
Every one now these days want to work from home on an everyday basis.
After all, it’s a dream to avoid the stresses of commuting back-and-forth from our homes to the workplace.
Scammers setting up a fictitious website and offers work-at-home position within the international shipping department.
The person goes through the interview process on instant messenger or email correspondence.
Once hired, the company begins to send packages to the new employee’s home with some instructions on how to inspect the product before shipping it elsewhere.
Soon after, communication between the company and employee ceases, as they receive a fictitious paycheck that’s greater than time worked.
And the company employee is able to get in contact with their employer about the overpayment in their paycheck.
Scammers company confirms that by mistake and tells the person to send the difference back before depositing the check.
Unfortunately, the person will receive notice that the paycheck has bounced with no recourse to recover the money from their vanished employer.
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